At Real Property Management Professionals, we understand that renting is not always a long-term goal for everyone. Homeownership is a common goal for everyone, and we want to help our tenants in their journey moving forward. From tenancy to homeownership, we’re here for the long ride to provide assistance, expertise, and advice throughout the process as a way of saying “thank you” for being an awesome tenant!
Our Personal Background
Our Broker and Owner, Carla Browne, has been in the Real Estate industry for over 25 years and has a vast array of knowledge and experience to share! In 2016, Browne was recognized as one of Canada’s Top 100 Elite Women in Real Estate for shaping the future of Real Estate and championing the Saskatoon business community. When Browne isn’t keeping herself busy with the Real Property Management Professionals in Saskatoon and as the Operations Manager for the national franchise office, she is acting as a Director on the Board of Directors for the Saskatchewan Landlord Association and the Directors with the Saskatoon Chamber of Commerce. Browne promotes and continuously practices teamwork, continuous support and improvement, community involvement and supporting local, and thinking of and taking action on “what’s next?”.
How We Can Help!
Both Browne and the team at Real Property Management Professionals LOVE to assist our tenants in their journey and the next steps moving forward. We have an expansive network to introduce tenants to – from Maintenance Technicians to Appraisers, to Mortgage Brokers and Realtors; the network is reliable and incredibly welcoming and supportive. Additionally, we can help coach our tenants on the “dos” and “don’ts” of approaching homeownership and provide insight into the local market and neighbourhoods. We genuinely value our tenants and want to make the transition as seamless as possible.
In the meantime, our sister company, Centum Financial Group Inc., has awesome free resources and calculators on their website for everyone to utilize. Learn about the power of buying versus renting and the associated costs and savings. Or maybe you’re curious about what you can afford? Well, don’t worry because there is a calculator for that! Or you can get a rough estimate on what a mortgage would cost weekly, bi-weekly, monthly, etc. dependent on the purchase price and down payment. Finally, for those looking to refinance, there is a calculator for that. Doesn’t this sound awesome?!
Access the calculators here:
https://www.centum.ca/calculators
**Note: Using these calculators will give you an idea of what you can afford and the associated mortgage payments. Concrete numbers are to be discussed with your mortgage broker.
Did you know RPM tenants have been contributing to their credit score throughout their residency?
Our partnership with the Landlord Credit Bureau allows all Real Property Management tenants to positively contribute to their credit score each month by paying their rent on time. How cool is this?! Paying rent each month is a task that is done regardless, but now it is positively impacting your credit score!
At RPM Professionals, we utilize an online payment system for rent collection that automatically collects rent on the first of the month. Online rent payments are available on both desktop and mobile! Whether you’re relaxing on a beach across the world or hanging out at home, tenants are able to pay rent from anywhere. Tenants have the option to pay with a banking account (chequing), Visa Debit or Credit, MasterCard Debit or Credit, or an American Express Credit Card. Since rent is automatically collected, the tenant doesn’t even need to think about paying rent on time. Rent is automatically collected which positively impacts your credit score. Win!!
Tip: If you pay rent with a credit card that has point options, you’ll automatically increase your credit score AND earn points or cashback. Another win!!
What are credit scores used for?
A credit score is a 3-digit number that assesses the risk of lending an individual money and the likelihood they will repay their debts. Lower credit scores indicate the individual is of high risk and their interest rate may be significantly higher or the individual may not be able to obtain financing for a mortgage. High credit scores indicate that the individual is of low risk and is able to repay their debts. As a result, these individuals usually obtain lower interest rates.
Conclusion
This whole process can be daunting, overwhelming, scary, and exciting! There are going to be bumps in the road and things that come up unexpectedly that you may not have accounted for. That’s normal, don’t stress. Our job is to help minimize these occurrences and make the transition as seamless as possible.
If you’re contemplating homeownership or know for certain, let us know as soon as possible. Together we can chat about your options, answer questions, and direct you in the right direction to get you started. We’re only a phone call or email away! Take action and let’s get chatting!